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Four years. One disciplined plan. A bigger home for the girls and a financial foundation that lasts. This is our story — written together, one month at a time.
Three moments. That's all this is. Each one builds on the last — and the third one is the reason we're doing all of it.
Balance transfers locked in. ESPP enrolled. Attacking debt in the right order.
Daycare ends. Truck gone. +$2,450/month freed up — the wave that changes everything.
The home we already love, with the room our family is growing into.
I've missed more than 9,000 shots in my career. I've lost almost 300 games. 26 times I've been trusted to take the game-winning shot and missed. I've failed over and over and over again in my life. And that is why I succeed.
— Michael Jordan
Not austerity. Not deprivation. A clear sequence built around the milestones we already have on the calendar.
Pay down balances, execute transfers in the right order, and protect our credit. The boring foundation that makes everything else possible.
Open phase → Phase 02Daycare ends. Truck paid off. We redirect that monthly money into debt freedom — without touching vacations or the kids.
Open phase → Phase 03529s and UTMAs become a real priority, not an afterthought. ESPP working in the background. Savings actually growing.
Open phase → Phase 04The home we love, with the space our family is growing into. Built on four years of disciplined, joyful choices.
Open phase →Updated monthly. Every dollar paid down is a dollar closer to the addition. This number goes one direction — down.
The financial plan protects our future. These documents protect our family if the unexpected happens. Everything is in order — and the girls are taken care of.
Named in both Brent's and Dani's Wills. Venice Fagan, Johnni Ryals, and Sammi Ryals all go to Trevor first, Emily second — no ambiguity, no gaps.
Before the plan, the plan is protected. Here's what's in place so the family keeps moving forward no matter what.
Chris Stapleton · the sound of this plan